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BankReconciler

Bank reconciliation software

Drop in a bank statement and your ledger export. In minutes you have the matched transactions, the items that do not match and a report your auditor can sign off on.

Date tolerance

No bank login. Files encrypted, demo files deleted after 24 hours.

Your bank reconciliation

  1. Reading statement
  2. Detecting columns and balances
  3. Reading ledger
  4. Matching exact amounts
  5. Matching within date window
  6. Grouping one to many
  7. Checking duplicates
  8. Building report

Your reconciliation run will appear here as soon as it finishes.

Statement opening balance
Statement closing balance
Book balance
Difference
Date Description Bank amount Book amount Match

Create your account to see every row, the duplicates and the full report.

This result is kept for 24 hours. After that the files and the result are deleted.

Every line of the statement, accounted for

Matched, unmatched and duplicate items, each in its own tab
Stacks of monthly bank statements held with binder clips, seen from above
The reconciliation report, page one
The period status board for every company and account
Statement and ledger, matched in one run
An open accounting ledger with a steel ruler and a fountain pen

A reconciliation is only finished when the difference is zero and every item has a reason.

What you get from every bank reconciliation

  • Matched

    Every statement line paired with its ledger entry, by amount, date, reference and description.

  • Unmatched in bank

    Fees, interest and deposits that reached the bank but not your books.

  • Unmatched in books

    Outstanding checks, deposits in transit and entries the bank never saw.

  • Duplicates

    The vendor paid twice or the receipt entered twice, caught on both sides.

  • Differences

    Amounts that almost match, with the gap shown to the cent.

  • Adjusting entries

    Suggested journal lines for bank fees, interest and NSF checks, ready to import.

  • Report PDF and XLSX

    Adjusted bank balance against adjusted book balance, every item listed, with preparer and timestamp.

How to reconcile a bank statement in four steps

  1. Upload

    Add the bank statement and the ledger export or invoice list. PDF, CSV, XLSX, OFX, QBO, MT940 and CAMT.053 all work.

  2. Match

    Six matching passes do the pairing. Exact amounts first, then amounts within your date window, one deposit against several invoices and lines that share a check number.

  3. Review

    Check only what is left. Every unmatched item comes with a suggested reason and a suggested adjusting entry.

  4. Export

    Download the reconciliation report as PDF and XLSX, and the adjusting entries as CSV for your ledger.

Reconcile now

A faster month end close, with an audit trail

An accountant hour costs 50 to 150 USD. Matching a busy account by hand takes one to three hours every month, for every account. BankReconciler does the matching in minutes and leaves your team the part that needs judgment.

  • Hours back every month on every bank and card account you keep.
  • Bank fees, duplicate payments and missing deposits caught in the month they happen, not at year end.
  • A signed, timestamped report for every account and every month. That is the audit trail your reviewer asks for.
  • No bank connection to approve, no implementation project, no sales call.
See pricing

Bank reconciliation pricing

Three plans, billed yearly or monthly. No setup fee, cancel any time.

Save 50%

Starter

For the owner of one small business.

$24 / mo billed yearly, $288 per year

$49 / mo billed monthly

  • 1 company
  • 3 bank and card accounts
  • 1,500 transactions reconciled per month
  • 10 scanned PDF statements per month
  • 1 seat
  • Full report in PDF and XLSX

Business

For a growing company or a solo bookkeeper.

$74 / mo billed yearly, $888 per year

$149 / mo billed monthly

  • 5 companies
  • 15 bank and card accounts
  • 10,000 transactions reconciled per month
  • 60 scanned PDF statements per month
  • 5 seats with roles
  • Unlimited matching rules

Firm

For bookkeeping and CPA firms.

$199 / mo billed yearly, $2,388 per year

$399 / mo billed monthly

  • 25 companies
  • 75 bank and card accounts
  • 50,000 transactions reconciled per month
  • 300 scanned PDF statements per month
  • Unlimited seats, SSO and audit log
  • Reports branded with your firm logo

Compare every plan feature

Bank reconciliation questions

Do I need to connect my bank?

No. You upload the statement your bank already gives you. BankReconciler never asks for a bank login and never stores bank credentials.

Which statement formats work?

PDF statements, including scanned ones on paid plans, CSV, XLSX, OFX, QFX, QBO, MT940 and CAMT.053. See every format on the supported formats page.

Does it work with QuickBooks, Xero, NetSuite and Excel?

Yes. Export the cash account or account transactions from QuickBooks, Xero or NetSuite, or upload any ledger kept in Excel or CSV.

What happens to my files?

Files are encrypted in transit and at rest. Demo files and results are deleted after 24 hours. Account files follow the retention you set, and you can delete them at any time. Read more on security.

What if the difference is not zero?

The result shows exactly which lines cause it: items in the bank only, items in the books only, duplicates and near matches. Each one comes with a suggested reason and an adjusting entry.

Can my accounting firm use it for all clients?

Yes. The Business and Firm plans give each client its own workspace, and the period status board shows every account and month at a glance. See bank reconciliation for accountants.

Can I cancel any time?

Yes. You cancel from the billing panel and your plan stays active until the end of the period you paid for.

Can I try it before paying?

Yes. One reconciliation is on us, without an account. Upload your files at the top of the page or use the sample files.

Two files in, a finished bank reconciliation out

Your first reconciliation is on us, and it needs no account.

Reconcile your first statement